The quick read.

Never. Covenant Pools is a free entertainment product. Players wager virtual league points only — no cash value, no purchase path, and no withdrawal of any kind.

Exactly two things: point spreads and totals (over/under). There are no moneylines, parlays, props, or fantasy rosters. That discipline is the point.

Spreads and totals are pulled from live sports data providers. If a feed is unavailable or wrong, your commissioner can override any spread, total, or final score so a bad feed never blocks a week.

Automatically when a game goes final. Spreads cover, totals grade over/under, and pushes return the stake. There is no human hand on the result.

Wagering closes automatically at kickoff. A countdown appears in the hour before lock, and the row is disabled after.

Each manager starts with a commissioner-set balance. A wager risks an amount to win the same amount (no juice by default), with a push returning the stake. The commissioner can optionally switch a league to a -110 juice model.

Yes. Every manager keeps a separate points balance and record in each league they join, with a persistent league switcher in the nav.

The commissioner sets balances and limits, invites and removes members, adjusts balances with a logged reason, voids or re-grades wagers, overrides lines, and exports or archives the season.

Completely. Every balance change — wagers, grades, and commissioner adjustments — writes to an immutable, timestamped ledger every member can see.

Yes, and it's designed mobile-first. Most managers place wagers minutes before kickoff, so the games board is a compact single-column table with a sticky wager slip on phones.